3 Big Reasons You’re Probably Not Getting a Maximum Social Security Benefits of $4,194 | Smart Change: Personal Finance

(Christy Pepper) In 2022, the Social Security Administration sends retirement benefit checks totaling $4,194 per month to a small number of Americans. This is the maximum payment available from the SSA, and it offers a generous income compared to the average accrual of $1,657. So will you be on track to earning $4,194 in interest, … Read more

How debt stress affects body and mind Smart Change: Personal Finance

Sarah Rathner Feeling indebted always leaves you one step behind. It doesn’t help to talk about debt as your fault — too much online shopping, or too many jugs of expensive mimosa at lunch. “In our culture, in our country, we have a lot of noise about debt,” says Lindsey Brian Bodvin, a financial therapist … Read more

Former SEC chief economist says recession ‘likely’

By almost all accounts, US economy Amazing recovery after Corona virus pandemic Spur nationwide mass shutdowns and layoffs. The job market has added millions of Careers And wages It has risen significantly, even among low-wage jobs. but the height economic inflation and rising fast interest rates It made most Americans worried that the good times … Read more

Find out about your parents’ financial plans as soon as possible | Smart Change: Personal Finance

Laura McMullin My mother died at the age of 61, when I was 31. Seeing her tombstone in another’s field struck me with a brutal, if obvious truth: Everyone, everyone’s parents included, would die. I promise I’m not trying to bother you. I want to prepare you because this loss could happen sooner than you … Read more

I’m the chief economist at Realtor.com. 5 things to know about the housing market

George Ratio is Chief Economist and Director of Economic Research at Realtor.com. Realtor.com For more than 15 years, Georges Ratio has been studying the housing market. He is the Chief Economist and Director of Economic Research at Realtor.com, where he focuses on trends in global economies and real estate markets. He is also a past … Read more

Find out about your parents’ financial plans as soon as possible | Smart Change: Personal Finance

Laura McMullin My mother died at the age of 61, when I was 31. Seeing her tombstone in another’s field struck me with a brutal, if obvious truth: Everyone, everyone’s parents included, would die. I promise I’m not trying to bother you. I want to prepare you because this loss could happen sooner than you … Read more

Do you worry about the stock market? Try Warren Buffett’s investment strategy | personal financing

(Katie Brockman) Investing in the stock market can be daunting, no matter how it performs, but it is especially worrying when prices are falling. The Nasdaq recently entered a bear market after falling more than 20%, and Standard & Poor’s 500 It also crawls closer to the bears area. No one knows how long this … Read more

Invest smart and not harder with these 3 methods | personal financing

(Steven Walters) Investing doesn’t have to be difficult. In fact, it shouldn’t be difficult – it should be rewarding. Fortunately, there are things you can do to become a smarter investor that doesn’t require you to work any harder. Here are three methods you can use to invest smarter rather than too seriously. Image source: … Read more

How to Understand and Reduce Taxes When Selling Your Home Smart Change: Personal Finance

Liz Weston, CFP® The investment information on this page is for educational purposes only. NerdWallet does not provide advisory or brokerage services, nor does it recommend or advise investors to buy or sell specific stocks, securities or other investments. Congratulations if your home has gone up in value. If you decide to sell, beware. Financial … Read more

Strategically trim your budget to fight high prices and rates | personal financing

Kimberly Palmer Consumers face price hikes almost everywhere, including on essentials like gas and food. At the same time, higher interest rates can lead to higher credit card payments for people with monthly debt. This double whammy of rising costs for both daily spending and debt translates into greater financial pressures on people’s budgets. Although … Read more